The Oregon Health Insurance Marketplace released its 2025 Annual Report today, highlighting new insights into affordability trends for 2026 marketplace coverage.
Among the report’s key findings, average monthly premiums after financial assistance increased significantly to $426, compared with $272 in 2025. At the same time, individuals receiving financial assistance in 2026 received an average of $525 per month in premium tax credits, slightly lower than the $531 average in 2025.
These changes reflect shifting affordability dynamics for consumers and underscore the continued importance of financial assistance in maintaining access to coverage, particularly as premiums rise.
The report also notes that overall enrollment and the number of individuals receiving financial assistance declined in 2026 compared to 2025. This decrease is largely attributed to the expiration of enhanced premium tax credits, which had previously helped lower costs and expand access to coverage.
The full Oregon Health Insurance Marketplace 2025 Annual Report is available at orhim.info/2025Report.
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What is the Oregon Health Insurance Marketplace?
The Oregon Health Insurance Marketplace, a part of state government, helps people get health insurance when they do not have job-based coverage, and do not qualify for the Oregon Health Plan (OHP) or another program. The Marketplace is the state-level partner to HealthCare.gov. For more information, go to OregonHealthCare.gov.
